Buying

Buy With Us

As your buying agent, we will use our marketplace expertise, professional network, and community connections to find the property that meets your needs.​

Our Process

When Buying a Home, You can Expect Us to

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Define Your Goals.

We will help define your real estate goals and educate you on the process and current market so you can make the most informed decision possible. We will introduce you to financial lenders who can help you determine your budget and provide you with a pre-approval letter.

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Search for Your Dream Property.

We want to get to know what’s important to you and find properties that you are excited to see. We will set up a search on the "Multiple Listing Service” and engage our robust network to find properties that match your needs and price range.

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Navigate Your Negotiation.

Once we find a home that meets your needs, we will guide you through making offers and negotiations on pricing and terms. We are professional negotiators and will always advocate on your behalf.

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Protect Your Investment.

Once under contract, an inspection is a critical step to ensure there are no major surprises with the property. We will guide you through collaborating with inspectors and contractors to understand the home's condition. If necessary, our team will negotiate with sellers on appropriate repairs or concessions.

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Manage Your Team.

Your home inspector, appraiser, title company, insurance agent, and lender all play an essential role in the process. We will help establish and manage your home-buying team and oversee the entire process to keep everyone on track until we make it to the closing table.

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Welcome Home.

After a final checklist and walkthrough of the home, we will meet at the closing table, where the sale becomes official and we can welcome you to your new home!

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Search Properties for Sale

We have extensive knowledge and years of experience working in the Cincinnati market. Explore our featured listings to find your next home.

This private, peaceful, well-maintained, move-in ready landominium has incredible lake views and is located in the desired Miami Woods Subdivision, a nature's paradise. Miami Woods features ponds to fish in, a community garden, & river access to kayak. The community is located on 60+ acres nestled along the Little Miami River & less than 1.5 miles to Old Downtown Milford with shops,  award winning restaurants, brewery, distillery, river access, & the bike trail. This lakeview home has energy efficient geothermal heating & cooling, boasts a first floor primary suite, a fully enclosed porch and a large deck with a hot tub and plenty of room to entertain. Relax on the back deck and watch for birds, deer, turkey, fox, & more! $395,000 Active

114 Miami Lakes Dr Milford, Ohio

3 Beds 3 Baths 2,444 SqFt 0.067 Acres

FAQ

Questions About Buying or Selling?

From starting your search to being handed the keys, buying a home, on average, takes about 3 to 4 months. Once a home is selected and the offer is accepted, the average time to close on a home is 30 to 45 days. Home buyers who pay in cash can purchase a home in as little as 15 days. Market conditions are a significant factor in how quickly this process will go. We want you to find a home you love, and if there is a low inventory of houses that meet your criteria, it can take some time to find the one!

Deciding whether you should buy or sell your house first is unique to your situation and should be based on your finances, moving timeline, and current market conditions. Buying and selling at the same time is possible, but the odds of both the purchase and the sale lining up perfectly are slim. The most common hurdle is the need to use the built-up equity in your current home for your down payment on the new house. Naturally, your home will need to be sold first in this situation. However, there are other options, including a bridge loan, that might be worth exploring with your lender. We are here to work with you to create a solid plan to help you meet your goals!

This is one of the very first steps to purchasing a home! You will choose your lender to help guide you through the financial process and ensure you are pre-approved prior to looking at homes. Speaking with a lender will also help you determine what you are comfortable spending.  When it comes time to make an offer, the seller will know you are a serious and strong buyer! Be ready to provide bank statements, pay stubs, and tax returns to your lender. Most pre-approval letters are good for 60 to 90 days.

Despite what you might see advertised online, there, unfortunately is not a magic calculator to help determine the value of your home. Many sites will give you an estimate, but they are not always accurate for many reasons, especially because they haven’t been in your home!  Our team will provide a competitive market analysis or a “CMA” in order to give you an accurate estimate of what you would be able to sell your home for. We will look at many factors, including property location, the condition of the property, and the condition of the housing market in your neighborhood. We also take into consideration the square footage, the age of the home, the number of bedrooms and bathrooms, whether any recent updates have been made, and a number of other factors. We will look at what similar homes in the area have sold for recently and whether the market is trending up or down in general. 

Generally, the spring and early summer months are the best time to sell your home. However, did you know that spring market in Cincinnati starts as early as February? We often suggest that we have exterior photos of your home taken in the summer or fall if you plan to list in February. We want to make sure your home is looking its best! In some cases, selling your home in the fall or winter months may be better than waiting until the spring real estate market.  This is due to a combination of many factors, including the historically low inventory and the fact that serious buyers are always looking for a home. Bottom line, if you are considering selling now or in the near future, reach out so we can create a marketing strategy to help you meet your goals!

Depositing earnest money is an important part of the home-buying process. It tells the real estate seller that you’re a serious buyer and that you’re making the offer in good faith. The earnest money is typically 1% of the purchase contract and will sit in the brokerage bank account until closing. Without the requirement of earnest money, a buyer could make offers on many homes, essentially taking them off the market until they decided which home they liked best. If the buyer decides to cancel the sale without a valid reason or doesn’t stick to an agreed timeline, the seller gets to keep the money. These are the most common ways a buyer will lose their earnest money. Adhering to an agreed schedule is very important when it comes to buying and selling a home and we are here to help you stay on track!

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Carol Harris

REALTOR®

With a 35+ year career in real estate, Carol has an unmatched experience in the Cincinnati residential market. Carol started her career partnering with Cincinnati’s first full-time female realtor, Sheila Miller. With Shelia’s mentorship, she developed a wealth of knowledge and built a reputation for selling high-end real estate. Carol and Shelia became one of Cincinnati’s leading teams, selling many of the city’s most expensive and iconic properties. Carol continues to grow the team through the examples of mentorship and teamwork. She is proud of what The CK Group is growing into and thankful for the chance to share, mentor, and work alongside such an outstanding group of women.